Privacy Policy

University Way Mortgage, Inc. collects personal information that you voluntarily provide when you contact us, submit a loan inquiry, or use our website. This may include your name, email address, phone number, mailing address, financial information relevant to mortgage applications, and any other information you choose to share.

We may also automatically collect certain usage data when you visit our website, such as your IP address, browser type, pages visited, and time spent on the site. This data is used solely to improve the functionality and user experience of our website.

Methods of Processing

University Way Mortgage, Inc. takes appropriate security measures to prevent unauthorized access, disclosure, modification, or unauthorized destruction of your data. Data processing is carried out using computers and IT-enabled tools, following organizational procedures strictly related to the purposes indicated in this policy.

Legal Basis of Processing

University Way Mortgage, Inc. may process personal data relating to users if one of the following applies:

• Users have given their consent for one or more specific purposes.
• Provision of data is necessary for the performance of an agreement with the user and/or for any pre-contractual obligations thereof.
• Processing is necessary for compliance with a legal obligation to which University Way Mortgage, Inc. is subject.
• Processing is necessary for the purposes of the legitimate interests pursued by University Way Mortgage, Inc. or by a third party.

Place

Data is processed at University Way Mortgage, Inc.'s operating offices and in any other places where the parties involved in the processing are located. As a Washington State-based mortgage broker, our primary operations are conducted within the United States.

Retention Time

Personal data shall be processed and stored for as long as required by the purpose for which it was collected, or as required by applicable law — including federal and state mortgage lending regulations. Once the retention period expires, personal data shall be deleted.

Users may exercise certain rights regarding their data processed by University Way Mortgage, Inc.. In particular, users have the right to:

• Withdraw consent at any time where consent was previously given.
• Object to processing of their data if processing is carried out on a legal basis other than consent.
• Access their data — learn if data is being processed and obtain a copy.
• Verify and seek rectification — verify the accuracy of their data and ask for it to be updated or corrected.
• Restrict processing of their data under certain circumstances.
• Have personal data deleted or otherwise removed under certain circumstances.
• Receive their data in a structured, commonly used, machine-readable format.
• Lodge a complaint with their competent data protection authority.

Any requests to exercise these rights can be directed to University Way Mortgage, Inc. using the contact details provided in this document. Requests will be addressed as early as possible and always within one month.

This website may use cookies or similar tracking tools to provide the service required by the user and to improve website functionality. Users will be notified of any cookie usage prior to data collection where required by applicable law.

This website does not support "Do Not Track" requests. To determine whether any third-party services used by this website honor "Do Not Track" requests, please read their respective privacy policies.

Legal Action

Personal data may be used for legal purposes by University Way Mortgage, Inc. in court or in the stages leading to possible legal action arising from improper use of this website or related services. University Way Mortgage, Inc. may be required to reveal personal data upon request of public authorities.

System Logs and Maintenance

For operation and maintenance purposes, this website and any third-party services may collect files that record interaction with the website (system logs) and use other personal data (such as IP address) for this purpose.

University Way Mortgage, Inc. reserves the right to make changes to this privacy policy at any time by notifying users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the top.